In 2025, the landscape of cryptocurrency is set to undergo significant transformation as regulatory changes signal a new era for the digital asset sector. Industry leaders have identified five key trends to monitor in the digital assets sector as we approach 2025:
Kevin Lehtiniitty, the CEO of Borderless. XYZ has made a bold prediction regarding the future of the payments industry. He asserts that 2025 will herald a significant transformation, moving away from the traditional, sluggish, and costly correspondent banking system towards a more efficient model characterized by rapid, affordable, and internet-based transactions facilitated by stablecoins. This insight was shared in an interview with TheStreet Crypto. The resurgence of cryptocurrency’s original purpose is making global waves as consumers and businesses increasingly adopt stablecoins for cross-border transactions. In the coming years, the financial landscape is poised for a significant transformation with the emergence of the world’s first genuinely global fintechs and neobanks. These innovative institutions, built on blockchain technology, are set to revolutionize banking and transaction processes worldwide.
As the stringent regulatory environment in the United States begins to ease, venture capital is poised to flow into on-chain startups at a pace reminiscent of the 2021 bull market. Accounts receivable (AR) and accounts payable (AP), payroll, treasury management, creator payments, and remittances are set to transition through emerging startups that will facilitate the onboarding of millions to blockchain-based assets. “While speculation will always be a use case, we’re entering the era of real innovation,” stated Kevin Lehtiniitty, CEO of Borderless. XYZ, in an interview with TheStreet Crypto.
The anticipated Trump presidential administration is poised to create a more deregulated landscape for cryptocurrency. According to George Georgiades, General Counsel at Borderless, this is not the only jurisdiction experiencing a significant change.XYZ: The United States is set to welcome the New Year with the inauguration of a new president and administration, which has expressed a clear commitment to promoting innovation within the cryptocurrency sector. As the European Union’s Markets in Crypto-Assets Regulation (MiCA) and other regulatory frameworks take full effect worldwide, experts suggest that while these measures may not be flawless, they are poised to boost institutional adoption of blockchain technology significantly.
“There is anticipation for increased interaction between regulators and market participants, which could result in clearer guidance on various intricate legal matters. These issues include the SEC’s classification of specific digital assets as securities, the changing landscape of anti-money laundering regulations, a potential decrease in enforcement actions, and renewed involvement from lawmakers.”
Clara Tsao, a founding officer at the Filecoin Foundation, spoke with TheStreet Crypto regarding the expanding convergence of AI and DePIN anticipated in 2025. “Founders and developers currently operating at this intersection are in the early stages, but we anticipate significant growth in the overlaps between AI and DePIN by 2025,” Tsao stated in an interview with TheStreet Crypto. “DePIN has the potential to tackle several of the AI industry’s ongoing challenges by overcoming scaling bottlenecks, making computational resources more accessible, and instilling trust in data.”
Last year, a report from a16z indicated that 5% of builders in the AI sector were utilizing DePIN technology. In 2024, this segment has seen a significant increase, rising to 12%, while the overall representation of builders at the intersection of DePIN and AI has surged by nearly 200%, she informed TheStreet Crypto.